29 Affordable Beach Towns on the East Coast (Top Picks)

The East Coast is home to some of the most beautiful and affordable beach towns in the country. From Florida’s hidden gems to New England’s charming coastal escapes, there’s something for everyone.

In this article, we’ve compiled a list of 29 affordable beach towns on the East Coast that are perfect for your next vacation, or weekend getaway, or if you simply want to live in a beach town that won’t hurt your wallet.

How we compiled the list of Affordable East Coast Beach Towns

We know that finding affordable beach towns on the East Coast can be overwhelming. So we’ve done the work for you. We scoured through various sources, including local recommendations, and personal experiences, to create this comprehensive list.

We considered factors such as accommodation prices, dining options, beach accessibility, and overall cost of living in each town. Our goal was to find hidden gems that offer both affordability and a picturesque coastal experience.

The Top Affordable East Coast Beach Towns

Here are the most affordable beach towns on the East Coast from Florida to Maine:

Florida’s Hidden Gems

Florida’s East Coast is home to some of the most budget-friendly beach towns in the United States. Here are the top options in the state:

1. Delray Beach: Florida’s Lesser-Known Treasure

affordable beach towns east coast

Nestled on the coast, Delray Beach offers a perfect blend of natural beauty and historic downtown charm. With one of the best beaches on the East Coast, it’s a popular spot for water activities and outdoor fun, just a short drive from West Palm Beach.

This hidden gem provides easy access to live entertainment and affordable real estate, making it a sought-after destination for beach town living.

Median home value: $356,741 According to Zillow

2. Cocoa Beach

Located on a barrier island, Cocoa Beach offers top beaches and water activities on the East Coast. The area boasts natural beauty and affordable home prices, with easy access to outdoor activities, theme parks, and historic sites, making it perfect for families.

Just a short drive from Orlando, Cocoa Beach is known for its lively music scene and beach town vibe, offering a laid-back atmosphere and oceanfront living in one of the most affordable beach towns.

Median home value: $491,266

3. Amelia Island: A Slice of Paradise in Florida

affordable beach towns east coast

Amelia Island, often referred to as a slice of paradise on the East Coast, is one of Florida’s hidden gems when it comes to affordable beach towns. Situated just off the northeast coast of Jacksonville, this charming island boasts a stunning coastline, pristine beaches, and a laid-back atmosphere that appeals to both locals and tourists alike.

What sets Amelia Island apart from other popular destinations in Florida is its affordability without compromising on the overall quality of life. The cost of living is relatively low compared to the nearby coastal cities, making it an attractive option for those looking to escape the hustle and bustle without breaking the bank.

With a variety of affordable housing options available, residents can enjoy waterfront or beachside living without crushing their budgets. Additionally, this charming town offers plenty of outdoor activities such as kayaking, fishing, and biking along picturesque trails to take advantage of its natural beauty. 

Median home value: $460,814

4. Pompano Beach, Florida

affordable beach towns east coast

This charming little town has managed to retain its laid-back atmosphere despite being just a short drive away from bustling cities like Miami and Fort Lauderdale. The cost of living in Pompano Beach is lower compared to its neighboring cities, making it an attractive option for budget-conscious beach lovers.

With its pristine sandy shores and crystal-clear turquoise waters, Pompano Beach offers all the perks of a tropical getaway without breaking the bank.

Whether you want to spend your days soaking up the sun on the beach or exploring the nearby attractions like Hillsboro Inlet Lighthouse or Butterfly World, there’s plenty to keep outdoor enthusiasts entertained. From cozy beachfront cottages to affordable dining options and diverse shopping experiences, Pompano Beach truly embodies that perfect blend of affordability and relaxation that will make you feel right at home.

Median home value: $360,754

5. Pensacola, Florida

Pensacola, Florida is a gem among the affordable beach towns on the East Coast. This laid-back city offers stunning white sandy beaches, crystal-clear waters, and a charming atmosphere without breaking the bank.

With a plethora of affordable accommodations available, such as cozy vacation rentals and budget-friendly hotels, visitors can enjoy a memorable beach getaway without draining their wallets.

Beyond its breathtaking shoreline, Pensacola also lures visitors with its rich history and diverse culture. Explore the historic downtown with its vibrant array of shops, restaurants, and art galleries or immerse yourself in history at the National Naval Aviation Museum.

Median home value: $256,642

6. Deerfield Beach, Florida

affordable beach towns east coast

Nestled in South Florida, Deerfield Beach boasts the largest median home size, making it an idyllic destination for beach town living. This hidden gem on the East Coast offers affordable home prices and stunning beaches, perfect for a relaxed lifestyle.

Outdoor activities, water sports, and live entertainment are abundant, ensuring a memorable experience. With easy access to historic homes and natural beauty, Deerfield Beach captures the essence of a small town charm and oceanfront living.

Median home value: $300,171

7. Daytona Beach, Florida

This hidden gem on the East Coast offers not only stunning sandy shores but also affordable living options that will leave you feeling financially at ease. With an abundance of charming coastal neighborhoods and reasonably priced housing, Daytona Beach provides the perfect combination of affordability and relaxation.

Enjoy endless days of sunbathing or take part in a variety of water sports activities while still having some extra cash to indulge in delicious local seafood or explore the eclectic shops and attractions nearby. With its relaxed atmosphere, friendly locals, and budget-friendly options, Daytona Beach is undoubtedly one of the most affordable beach towns on the East Coast where you can live out your dream seaside life without emptying your wallet.

Median home value: $258,093

8. Navarre, Florida

Nestled on the Gulf Coast, Navarre offers affordable real estate, making it ideal for homeowners. This beach town boasts beautiful beaches, outdoor activities, and water sports, all surrounded by natural beauty.

With easy access to historic downtown and white sandy beaches, Navarre provides a laid-back atmosphere perfect for oceanfront living. Its small town charm, historic architecture, and live entertainment make it one of the most affordable beach towns on the East Coast.

Median home value: $410,832

Georgia’s Coastal Charms

Georgia presents a diverse array of exquisite beach towns on the east coast. In my search for the most affordable ones I came across these two:

9. St. Simons Island: A Georgia Jewel

affordable beach towns east coast

This charming little island offers a laid-back and casual atmosphere that is perfect for those seeking a relaxing beach vacation without breaking the bank. Not only is the cost of living reasonable here, but you can also find budget-friendly accommodations, dining options, and recreational activities.

St. Simons Island boasts beautiful sandy beaches that are free to access and offer the perfect setting for sunbathing or leisurely walks along the shore. With its mild climate year-round, it’s an ideal location for outdoor enthusiasts who enjoy hiking, biking, or golfing at affordable rates.

If you’re looking to escape to a tranquil and affordable beach town, St. Simons Island should be at the top of your list; this hidden jewel won’t disappoint

Median home value: $630,918

10. Tybee Island: Georgia’s Beachfront Beauty

Nestled on Georgia’s coast, Tybee Island stands out as a gem among the affordable beach towns along the East Coast. With its picturesque beaches and abundance of outdoor activities, this barrier island offers visitors a delightful retreat.

Boasting historic architecture and natural beauty, it has become a favored vacation spot. The iconic Tybee Island Light Station adds to its charm, while live music, theme parks, and easy access to outdoor adventures ensure an unforgettable visit.

Median home value: $682,073

South Carolina’s Beach Towns

South Carolina’s diverse range of affordable beach towns beckons with stunning shorelines and rich history. Here are the top affordable options in the state:

11. Hilton Head Island: A Dreamy Destination

affordable beach towns east coast

Nestled on the southeastern coast of South Carolina, Hilton Head Island is a haven for beach lovers and outdoor enthusiasts. The island’s captivating blend of natural beauty and rich history makes it a sought-after vacation spot.

Visitors can immerse themselves in art galleries, explore historic homes, and bask in the splendor of the pristine beaches. Hilton Head Island’s affordability, combined with its beachfront allure, cements its status as an ideal destination for a memorable getaway.

Median home value: $736,443

12. North Myrtle Beach: Affordable Fun for Everyone

North Myrtle Beach offers budget-friendly real estate and stunning shorelines, ideal for outdoor adventures and live entertainment. Visitors can immerse themselves in the town’s historic charm and popular attractions, while the easy access to water activities and theme parks adds to its appeal.

With white sandy beaches and a coveted vacation status, North Myrtle Beach is a must-visit destination for affordable fun on the East Coast.

Median home value: $393,506

North Carolina’s Seaside Escapes

North Carolina’s coast offers a diverse range of seaside escapes, featuring beautiful beach towns and historic architecture. Known for natural beauty and outdoor activities. If you are looking for the most affordable beach towns in North Carolina, you won’t go wrong with these:

13. Swansboro

Nestled in North Carolina, Swansboro stands out as one of the state’s most economical beach towns, offering a delightful mix of historical allure and outdoor pursuits. From its charming historic main street to its pristine beaches, the town beckons visitors to explore its natural beauty.

With convenient access to water activities and a nearby national wildlife refuge, Swansboro is a magnet for vacationers seeking small-town charm amidst a stunning coastal landscape.

Median home value: $327,473

14. Morehead City

Morehead City, North Carolina is a hidden gem when it comes to affordable beach towns on the East Coast. Nestled along the Crystal Coast, this charming town offers breathtaking ocean views, pristine sandy beaches, and a laid-back atmosphere that is perfect for those seeking a casual beach getaway.

What makes Morehead truly stand out is its affordability. Whether you’re looking to rent a beachfront cottage or purchase your dream coastal home, prices here are surprisingly reasonable compared to other popular beach destinations.

Moreover, Morehead boasts an array of outdoor activities such as fishing, boating, and kayaking that can be enjoyed by all ages. The town also has a friendly local community with numerous restaurants serving up fresh seafood and quaint shops offering unique souvenirs.

So if you’re searching for an affordable yet picturesque beach town where relaxation meets charm, Morehead is the place to be.

Median home value: $384,539

15. Jacksonville, North Carolina

Home to several military bases, including Camp Lejeune, Jacksonville boasts a low cost of living, which translates into reasonable housing prices and affordable rental options. But affordability certainly doesn’t mean sacrificing quality of life.

Here, you can sink your toes into the sun-soaked sand at beautiful beaches like Hammocks Beach State Park and Onslow Beach or explore the vibrant dining scene offering fresh seafood delights. Enjoy a leisurely stroll along the Jacksonville Riverwalk or embrace outdoor activities such as fishing and boating in New River.

Combine all of this with welcoming locals and a strong sense of community, and it’s clear why Jacksonville is a top choice for those yearning for an affordable beach town experience on the East Coast.

Median home value: $233,694

16. Carolina Beach

Carolina Beach is a charming and affordable beach town on the east coast that offers a laid-back, casual atmosphere perfect for those seeking a relaxing seaside getaway. With its pristine sandy beaches and crystal-clear waters, this hidden gem provides all the quintessential elements of a classic beach town experience without breaking the bank.

Visitors can bask under the warm sun, take refreshing dips in the ocean, or simply lounge on the shore while enjoying the gentle sea breeze. The town also boasts a lively boardwalk lined with quaint shops, delicious seafood restaurants, and vibrant nightlife options for those who crave some entertainment after sunset.

With an array of accommodations ranging from cozy vacation rentals to budget-friendly hotels, Carolina Beach ensures that everyone can find their ideal place to stay without sacrificing their budget.

Median home value: $583,737

Related: 11 Most Affordable Beach Towns In North Carolina

Virginia’s Classic Beach Towns

Virginia’s beach towns are among the most affordable on the East Coast despite being a popular destination. Here are the top options in the state:

17. Virginia Beach: A Popular yet Affordable Destination

Virginia Beach, a favorite yet budget-friendly destination, offers stunning beaches, cost-effective living, and a charming historic downtown. Outdoor enthusiasts revel in diverse activities and art galleries, while easy access to vacation spots and historical architecture abounds.

The town’s affordable real estate, white sandy beaches, and historic residences are unmatched, complemented by popular vacation spots, theme parks, and natural allure.

Median home value: $385,290

18. Chincoteague Island, Virginia

Chincoteague Island, Virginia, nestled on the eastern shore of the state, is a hidden gem for those seeking an affordable beach town getaway. With its small-town charm and unspoiled natural beauty, it’s no wonder that visitors are drawn to this idyllic coastal destination.

Chincoteague offers something for everyone, from pristine sandy beaches perfect for sunbathing and swimming to lively wildlife refuges where you can spot wild ponies roaming freely. Accommodations in Chincoteague are surprisingly affordable, with a range of options including cozy cottages and budget-friendly motels.

The island also boasts a wide variety of delicious seafood restaurants serving fresh catches of the day at reasonable prices. 

Median home value: $343,476

19. Newport News, Virginia

Newport News, Virginia is one of the best affordable beach towns on the East Coast. Nestled along the James River and only a short drive to Virginia Beach, it offers sandy shores, breathtaking natural beauty, and a laid-back atmosphere – all without breaking the bank.

With a variety of budget-friendly accommodation options, you can easily find an affordable beachfront rental or a charming bed and breakfast to call home during your stay. Aside from enjoying the sun and surf, Newport News boasts numerous outdoor recreational activities such as hiking in the nearby Newport News Park or exploring the historic grounds at Fort Monroe National Monument.

For those seeking cultural experiences, there are several well-maintained museums like The Mariners’ Museum and Peninsula Fine Arts Center.

Median home value: $264,334

Maryland’s affordable beach towns

Maryland hosts a variety of affordable beach towns worth exploring:

20. Ocean City 

Newport News, Virginia

With 10 miles of sandy beaches and a lively boardwalk, Ocean City, Maryland offers a range of water sports activities, amusement parks, and family-friendly entertainment. The town hosts annual events like the Air Show and Springfest while providing accommodations for all travelers, from budget-friendly motels to upscale resorts.

Visitors can experience the charm of Ocean City through its diverse offerings, making it a must-visit destination on the East Coast.

Median home value: $450,055

21. North Beach, Maryland

Located on the Chesapeake Bay, North Beach, Maryland, has a rich history as an early 1900s resort destination. Visitors can enjoy fishing, kayaking, and dining, along with the beach and boardwalk. Nearby attractions include the Chesapeake Beach Railway Museum.

The town offers affordable lodging options like campgrounds and vacation rentals. With its historical charm and variety of activities, North Beach is a must-visit destination on the East Coast.

Median home value: $383,644

New Jersey’s Affordable Coastal Delights

22. Wildwood, New Jersey

With its stunning beaches and lively boardwalk, this town offers the perfect combination of relaxation and entertainment. The best part? It won’t break the bank.

You can find budget-friendly accommodations and dining options that won’t sacrifice quality or taste. Whether you want to soak up the sun on the sandy shores or indulge in some delicious seafood, Wildwood has got you covered.

Additionally, this town offers a range of attractions and activities suitable for all ages. From amusement parks to water sports, there is never a dull moment here. So why spend a fortune on expensive beach towns when you can have it all at an affordable price in Wildwood?

Median home value: $543,076

23. Atlantic City, New Jersey

Atlantic City, New Jersey is another hidden gem among affordable beach towns on the East Coast. Known for its vibrant boardwalk and lively casino scene, this captivating city offers an array of attractions that won’t break the bank. With a multitude of budget-friendly hotels and vacation rentals, finding accommodation that suits your needs and wallet is a breeze.

Beyond the glittering lights of the casinos, visitors can enjoy pristine beaches perfect for sunbathing or taking a refreshing dip in the Atlantic Ocean. Stroll along the iconic boardwalk lined with quirky shops, tasty eateries serving up fresh seafood, and amusement park rides that bring out your inner child.

For those seeking cultural experiences, Atlantic City boasts numerous museums and galleries showcasing local art and history.

Median home value: $199,156

New York’s affordable beach towns

24. Coney Island 

Nestled in Brooklyn, New York City, Coney Island is an affordable beach town that exudes a casual charm. With its vintage amusement park rides, iconic boardwalk, and stunning views of the Atlantic Ocean, Coney Island holds a special place in the hearts of locals and tourists alike.

One can indulge in finger-licking hot dogs from Nathan’s Famous or savor fresh seafood from one of the many seafood shacks dotting the area. The neighborhood has witnessed a recent revitalization, offering various entertainment options like concerts and outdoor movie screenings during summer evenings.

While Coney Island may lack the luxurious ambiance of other coastal towns, it makes up for it with its vibrant energy, budget-friendly accommodations, and lively atmosphere. 

Median home value: $501,281

25. Shirley

Shirley, New York is one of those hidden gems along the East Coast that often gets overshadowed by its more famous neighbors. However, those in the know understand that this beach town offers an incredible mix of affordability and coastal charm.

Whether you’re looking to buy a home or just seeking a summer rental, Shirley provides plenty of options for budget-conscious beach lovers. With miles of pristine beaches along the Atlantic Ocean, outdoor enthusiasts can soak up the sun, go swimming, and fishing, or simply enjoy long walks along the shore.

Additionally, Shirley’s proximity to renowned Long Island wineries and delicious seafood restaurants make it an ideal destination for casual weekend getaways. Its small-town charm coupled with affordable real estate prices creates a relaxed atmosphere that makes you forget about the hustle and bustle of nearby cities like New York City and Montauk.

So if you’re searching for an affordable beach town on the East Coast where you can escape from it all without breaking the bank, look no further than Shirley, New York.

Median home value: $445,897

26. Dennis Port, Massachusetts

This quaint coastal community offers a relaxed and casual atmosphere perfect for those seeking a laid-back beach vacation without breaking the bank. The town boasts beautiful beaches with pristine golden sand and gentle waves ideal for swimming or sunbathing.

In terms of affordability, Dennis Port provides a range of options from budget-friendly hotels to charming beach cottages available for rent at reasonable prices. Visitors can also explore local eateries serving delicious seafood dishes that won’t cost an arm and a leg.

Despite being less renowned than other popular destinations along the eastern coast, Dennis Port’s tranquility and affordability make it an appealing choice for anyone looking to enjoy the sun, sand, and surf without breaking their vacation budget.

Median home value: $511,050

27. Wareham, Massachusetts

Nestled along the Buzzards Bay, this affordable gem offers all the charms and perks of coastal living without the hefty price tag. You can soak up the sun at Onset Beach or enjoy a picnic at Little Harbor Beach, both offering picturesque views and sandy shores.

With its proximity to Cape Cod and easy access to Boston, Wareham also provides endless opportunities for weekend adventures and day trips. Housing prices are more budget-friendly compared to nearby popular tourist destinations.

This makes it an attractive option for individuals seeking affordability without sacrificing their beachside dreams. From quaint cottages to spacious family homes, Wareham boasts a diverse range of housing options that cater to different preferences and budgets. 

Median home value: $429,288

28. New London, Connecticut

New London, Connecticut is one of the most underrated affordable beach towns on the East Coast. Nestled between New York and Boston, this charming waterfront city offers a serene coastal living experience without breaking the bank.

With an array of stunning beaches like Ocean Beach Park, locals and visitors have ample opportunities to soak up the sun or take a dip in the refreshing Atlantic waters.

The cost of living in New London is surprisingly reasonable compared to nearby coastal destinations. This makes it an attractive option for those seeking an affordable beach town experience. Along with affordable housing options, including quaint seaside cottages and cozy apartments with ocean views, residents can enjoy a thriving arts scene, delicious seafood restaurants, and numerous outdoor recreational activities that capitalize on the city’s picturesque landscapes.

Whether you’re looking to unwind by the beach or embark on exciting adventures, New London has both affordability and charm that make it an ideal choice for beachgoers seeking a relaxed coastal lifestyle.

Median home value: $258,828

29. Rockland, Maine

Rockland, Maine is undoubtedly one of the most affordable and charming beach towns on the East Coast. Nestled along the picturesque Penobscot Bay, this gem possesses a quaintness that instantly transports you back to simpler times. The real treasure lies in its affordability. You can enjoy all the perks of living by the ocean without breaking the bank.

From delightful seafood shacks offering mouthwatering lobster rolls at reasonable prices to locally-owned boutiques showcasing unique crafts, Rockland effortlessly blends affordability with genuine coastal charm. With miles of pristine sandy beaches, it’s impossible not to fall in love with its natural beauty and soothing ocean waves. Whether you’re a nature enthusiast yearning for scenic hikes or a history buff wanting to explore historic lighthouses, Rockland has it all. 

Median home value: $327,245

Conclusion

The East Coast of the United States is home to many affordable beach towns. These beach towns offer a perfect getaway for those looking to relax and enjoy the sun, sand, and surf. From charming seaside communities to lively coastal cities, there is a beach town to suit every taste and budget. Whether you’re seeking a family-friendly destination or a quiet retreat, these top picks have something for everyone.

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